Guides

Plain-language guides to big money decisions. Each one pairs with a free calculator so you can run your own numbers.

• How much do you need to retire early?
  How to estimate the savings you need to retire early: withdrawal rates for long retirements, getting to your money before 59½, healthcare, Social Security and bad-timing risk.
• Long-term vs. short-term rental: how to compare the numbers
  Should a property be a long-term rental or an Airbnb-style short-term rental? How revenue, costs, financing, taxes and local rules differ, and how to compare them fairly.